Richard Welsh 

CONNECT

Address:

14701 Carriage Mill Drive
Woodbine, MD 21797

Phone:

(410) 777-5897

Fax/Other:

(301) 559-1115

 

 

 

 

We focus on your finances so you can focus on what's most important to you— family, friends, health, career, giving back, enjoying your life and taking care of people you love. Our total wealth management approach guides our actions. This comprehensive process ensures that nothing slips through the cracks when it comes to taking care planning for you and your family financially. With access to a full array of non-proprietary investments at our disposal, we will searchfor suitable products as we treat your individual financial needs in an all encompassing manner.

  • Decisions are made together, and we focus on your needs, wants and desires.
  • Fee-based servicing means you don't pay commissions. Your fee based portfolio allows for a more objective management of the portfolio.
  • We have no proprietary products to sell which means our advice is objective and based on independent research.

 

The financial plans we create are as unique are our clients. The first step we take together is to spend time discussing your goals, values, challenges and concerns. We look to the future, understanding that important milestones have financial implications, and we plan in the present to keep things in perspective.

One of WFG's essential services is to ensure that responsible planning is always at the forefront. Re-evaluating your plan is part of our ongoing process. Winston Churchill once said: “He who fails to plan is planning to fail”. At WFG our financial planning approach is at the core of what we do.

 

 

LPL Financial's wrap account platform; called Strategic Asset Management (SAM), is the primary account structure we use with our clients. Our reason for selecting this platform is simple; it allows us to hold a wide range of investment choices in one account, including mutual funds, ETF's, stocks, bonds, closed-end funds and real estate investment trusts.  We charge a flat fee per year that is based on the amount of assets we are managing for our clients. The all inclusive fee encompasses asset management, client meetings, custody of the funds, financial plans and reporting.